Manually Run Underwriting Results

Summary

This webhook fires after a user manually runs an underwriting service or selects Re-Run All UW Checks on the Underwriting Details window to run all underwriting services on a merchant application again.

Response Schema

Field	Type	Description
Type	Integer	5
EventIdentifier	String	ManuallyRan_UnderwritingComplete
EventData	Object	Container for webhook event details
Status	String	Values include Incomplete, Approved, Acquirer Review, New Pend, Follow Up, Re-Pend, Approved and Boarded, Declined, Processing, Pre-Generated, Triggering, and Withdrawn
StatusValue	Integer	Integer representation of merchant application status (0-14)
MerchantIdentifier	String	The merchant application id
UnderwritingResultsURL	String	The merchant application URL
UnderwritingDeclineReason	String	The reason the merchant application was declined
InfiniceptApplicationId	String	Unique merchant application id created by Infinicept
ExternalApplicationIdentifier	String	Unique id created by the Payfac when merchant application is created via API
EventData.CategoryResults	Array	Collection of underwriting category results
Category	String	Values include AcceptableUse, Credit, Fraud, KYCBusiness, KYCPersonal, and Social
EventData.CategoryResults.UnderwritingResults	Object	Detailed results from underwriting services
[Underwriting Service Name]	Array	Results from specific underwriting service
Value	String	Results from underwriting
Status	String	Values include Green, Yellow, Red, and Hard Decline

Example

{
	"Type": 5,
	"EventIdentifier": "ManuallyRan_UnderwritingComplete",
	"EventData": {
		"CategoryResults": [
			{
				"UnderwritingResults": {
					"InfiniScore Service": [
						{
							"Value": "17.00 %",
							"Status": "HardDecline",
							"ExtraData": {}
						},
						{
							"Value": "Applicant's email address is more than 2 years old",
							"Status": "Green",
							"ExtraData": {
								"Data": "{ \"Prompt\":\"InfiniScore Result\",\"TabName\":null,\"ExtraData\":null,\"Order\":-1 }"
							}
						},
						{
							"Value": "Identity matched at least one social media site",
							"Status": "Green",
							"ExtraData": {
								"Data": "{ \"Prompt\":\"InfiniScore Result\",\"TabName\":null,\"ExtraData\":null,\"Order\":-1 }"
							}
						},
						{
							"Value": "InfiniScore is designed to be an indicator only, and should not be used as the sole decisioning factor.",
							"Status": "HardDecline",
							"ExtraData": {}
						},
						{
							"Value": "The IP address is more than 100 miles from Applicant's address",
							"Status": "Red",
							"ExtraData": {
								"Data": "{ \"Prompt\":\"InfiniScore Result\",\"TabName\":null,\"ExtraData\":null,\"Order\":-1 }"
							}
						},
						{
							"Value": "Applicant's email address domain is more than 180 days old",
							"Status": "Green",
							"ExtraData": {
								"Data": "{ \"Prompt\":\"InfiniScore Result\",\"TabName\":null,\"ExtraData\":null,\"Order\":-1 }"
							}
						}
					]
				},
				"Status": "HardDecline",
				"Category": "Social"
			}
		],
		"Status": "ApprovedAndBoarded",
		"StatusValue": 7,
		"MerchantIdentifier": "860",
		"ExternalApplicationIdentifier": null,
		"UnderwritingResultsURL": "https://resultsurl.io/tenantslug/CoBrands/MerchantUW?applicationId=860",
		"UnderwritingDeclineReason": null,
		"InfiniceptMerchantIdentifier": "192325f8-5393-4d5e-9cbd-bed3c5c905d6"
	}
}